A driver’s license is a license that proves that the person holding it is qualified to drive some specific vehicle on the public road. It could be also used as an identification document. When you apply for a driver’s license you have to provide your SSN so that it could work as identification for you.
SSN is not always mandatory to have. The noncitizens who do not have their SSN are exempt from providing it in many occasions where it is required. Such occasions are when getting a driver’s license, getting private health insurance, applying for any public assistance or registering for a school. According to government law, it is not possible for people who are not authorized to work in the USA to have an SSN. If you do not have an SSN then you could be excluded from providing your SSN to some credit companies and banks. However, without the Social Security Number, the credit companies and banks or other financial institutions won’t be able to run a credit check on you. If they could not run a credit check on you then it could be quite difficult, if not impossible, to get a credit card or loan from them.
When to Avoid Using Your Social Security Number
Federal law basically lets anyone ask for your Social Security number, but that doesn’t mean you need to give it out. You should use your Social Security number as infrequently as possible. Just because someone asks for it doesn’t mean they truly need it.
For example, though most medical providers will ask for your SSN, you can leave the line asking for it blank when filling out medical paperwork, and often, no one will question it. Your doctor’s office and other businesses can use other information to identify you and keep track of your records. That said, while you can refuse to provide your SSN, the other party can also refuse to do business with you.
You also shouldn’t carry your Social Security card around with you unless you will be using it for a specific purpose that day, such as when you’re filling out paperwork to start a new job, and you have to show it to your employer as proof of citizenship (though if you can show a valid passport, you don’t need to provide your Social Security card). You don’t want to risk losing your card or having it stolen since thieves can use this number, in combination with your other personal data, to apply for credit, take out loans, get a job, or even get health care in your name, creating a potentially massive identity theft problem for you to clean up.
Instead, keep the card in a secure place at home or in a safe deposit box at the bank. If your card is lost or stolen, you’ll want to apply for a new one.
Similarly, you should keep any documents that contain your SSN, such as your tax returns, in a secure place. If someone were to break into your house, it would be better for you if they could only make off with your stuff and not your identity. You also need to carefully safeguard your electronic documents that contain your Social Security number. If you have an unencrypted PDF of your tax return on your laptop, you’re effectively carrying your Social Security card every time you take your computer with you on a trip or to a coffee shop.
When the government introduced the Social Security program with its numbers in 1936, it was never meant to be so widely used to identify and track individuals.5 Today, this number is used for everything from its original purpose to track your lifetime earnings and calculate your Social Security benefits to opening a checking account or filling out a new patient form at the doctor’s office.
Many businesses will ask for your Social Security number simply because it’s a convenient way for them to identify customers. Unfortunately, criminals can use your Social Security number to commit identity theft, so you should guard your SSN carefully and only give it out when absolutely necessary. If your SSN get Stolen then you can get a new one you just have to Visit here and provide the necessary information.
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